5404 Hilltop AVE, Panama City, FL 32408
5404 Hilltop AVE, Panama City, FL 32408
5404 Hilltop AVE, Panama City, FL 32408
$480,000
Est. payment /mo
$489,000
1.8%
Est.Price: ?

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3 Beds
2 Baths
1,554 SqFt
SOLD DATE : 08/10/2026

Key Details

Sold Price $480,000

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Sold

Purchase Type For Sale

Square Footage 1,554 sqft

Price per Sqft $308

Subdivision No Named Subdivision

MLS Listing ID 790241

Sold Date 08/10/26

Style Coastal

Bedrooms 3

Full Baths 2

HOA Y/N No

Year Built 2021

Annual Tax Amount $5,428

Tax Year 2025

Lot Size 6,098 Sqft

Acres 0.14

Property Sub-Type Single Family Residence

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Built in 2021 by Guyson Construction, this furnished South Lagoon beach home offers a turnkey opportunity just minutes from St. Andrews State Park, public boat ramps, dining, and the beach. Currently operating as a short-term rental, the property is well-suited as a primary residence, second home, or investment property.

Inside, the light-filled layout features vaulted ceilings, skylights, coastal finishes, and luxury vinyl plank flooring with a hand-scraped look throughout the main living areas. The open-concept kitchen includes granite countertops, stainless steel appliances, and ample prep and storage space. A split-bedroom floor plan provides added privacy to the primary suite, complete with a walk-in shower and oversized walk-in closet.

Outdoor spaces include a covered front porch, covered back patio, and a large fenced backyard with room to relax or entertain. Additional features include Hardie Board ColorPlus exterior siding, a metal roof, window treatments throughout, and a 2-car garage.

Located in a golf cart-friendly neighborhood with convenient access to two nearby boat launches and the beach, this property combines low-maintenance construction with coastal convenience. No HOA and no flood insurance currently required. Buyer to verify all measurements, rental restrictions, and insurance requirements if important.

Location

State FL

County Bay

Community Short Term Rental Allowed

Area 03 - Bay County - Beach

Interior

Interior Features Double Vanity, Main Level Primary

Heating Central

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Appliance Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker

Exterior

Garage Spaces 2.0

Garage Description 2.0

Fence Fenced

Community Features Short Term Rental Allowed

Porch Covered, Patio, Porch

Private Pool No

Building

Lot Description Paved

Story 1

Entry Level One

Foundation Slab

Architectural Style Coastal

Level or Stories One

New Construction No

Schools

Elementary Schools Patronis

Middle Schools Surfside

High Schools Arnold

Others

Restrictions Short Term Rentals Allowed

Tax ID 31829-000-000

Special Listing Condition Listed As-Is

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Listed by Anchor Realty Florida
Bought with EXP Realty LLC

Nearby Locations

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Stephanie Richardson

Stephanie Richardson

+1(850) 684-4603

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