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Key Details
Sold Price $185,000
Property Type Condo
Sub Type Condominium
Listing Status Sold
Purchase Type For Sale
Square Footage 960 sqft
Price per Sqft $192
Subdivision Elm Place Condo
MLS Listing ID 1009345
Sold Date 09/04/26
Bedrooms 2
Full Baths 1
HOA Fees $280/mo
HOA Y/N Yes
Year Built 1983
Annual Tax Amount $2,006
Tax Year 2025
Property Sub-Type Condominium
Source Emerald Coast Association of REALTORS®
Land Area 960
Property Description
Move-in ready in the heart of Downtown Fort Walton Beach. Located on Elm Avenue, a street lined with mature trees and charming old Florida cottages, just steps from the Choctawhatchee Bay. Serene, affordable, and incredibly convenient, with shopping, dining, nightlife, beach life, fishing, watersports, and Crab Island all just minutes away. This is a golf cart approved neighborhood, perfect for anyone who wants to live the Emerald Coast lifestyle to the fullest.
Freshly painted in 2026, with a new deck currently being installed by the HOA. Inside you'll find stainless steel appliances, bamboo floors, a cozy fireplace, and huge vaulted ceilings with large windows overlooking lush, mature trees. The natural light is incredible, giving the whole space an open, airy feel.
Military members will love the easy commute to Eglin, Hurlburt, and 7th Group, and the deal gets even better with a 2.99% assumable VA loan rate (buyer must have VA entitlement to assume). This is also a smart opportunity for investors. The unit previously rented for $1,500/month with low vacancy, and short term rentals are allowed. Renovated units at Elm Place have rented for as much as $2,300/month. **Buyer to verify with city and association for STR rules.**
Location
State FL
County Okaloosa
Community Short Term Rental - Allowed, Pets Allowed
Area 12 - Fort Walton Beach
Direction From Destin, take Hwy 98 W then turn right onto Perry Ave. Turn right onto First St then in 0.3 miles, turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and the property is on the left. From Mary Esther, take Hwy 98 E then turn left onto Eglin Pkwy. Continue onto First St for 0.4 miles. Turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and property is on the left.
Rooms
Kitchen true
Interior
Interior Features Breakfast Bar, Ceiling Vaulted, Fireplace, Newly Painted, Washer/Dryer Hookup
Heating Central
Cooling Ceiling Fans, Central Air
Flooring Floor Hardwood, Floor Tile
Window Features Window Treatment All
Appliance Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Exterior
Exterior Feature Balcony, Balcony
Community Features Short Term Rental - Allowed, Pets Allowed
Utilities Available Electric, Public Water
Roof Type Dimensional Shingle
Garage No
Building
Faces From Destin, take Hwy 98 W then turn right onto Perry Ave. Turn right onto First St then in 0.3 miles, turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and the property is on the left. From Mary Esther, take Hwy 98 E then turn left onto Eglin Pkwy. Continue onto First St for 0.4 miles. Turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and property is on the left.
Sewer Public Sewer
New Construction No
Schools
Elementary Schools Elliott Point
Middle Schools Meigs
High Schools Choctawhatchee
Others
Pets Allowed No
HOA Fee Include Ground Keeping, Insurance, Legal, Trash
Tax ID 13-2S-24-0819-0000-002C
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